:root {
  --primary: #0f4a50;
  --primary-hover: #0b393e;
  --accent: #6dda91;
  --accent-light: #eafaf0;
  --bg-color: #f4f8f7;
  --card-bg: #ffffff;
  --text-main: #1c2b2d;
  --text-muted: #526668;
  --border-color: #e2edea;
  --shadow-sm: 0 4px 12px rgba(15, 74, 80, 0.04);
  --shadow-md: 0 12px 32px rgba(15, 74, 80, 0.08);
  --radius-lg: 20px;
  --radius-md: 12px;
  --transition: all 0.25s ease-in-out;
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: 'Inter', system-ui, -apple-system, sans-serif;
  background-color: var(--bg-color);
  color: var(--text-main);
  line-height: 1.6;
  min-height: 100vh;
  display: flex;
  flex-direction: column;
}

/* Header & Navigation */
.navbar-wrapper {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: rgba(15, 74, 80, 0.95);
  backdrop-filter: blur(10px);
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.1);
}

.navbar {
  max-width: 1200px;
  margin: 0 auto;
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 1rem 2rem;
}

.logo img {
  height: 48px;
  width: auto;
  display: block;
  transition: var(--transition);
}

.logo img:hover {
  transform: scale(1.03);
}

.nav-links {
  display: flex;
  gap: 1.8rem;
}

.nav-links a {
  color: #d1e5e7;
  text-decoration: none;
  font-weight: 500;
  font-size: 0.95rem;
  padding: 0.4rem 0;
  position: relative;
  transition: var(--transition);
}

.nav-links a:hover {
  color: var(--accent);
}

/* Main Container Layout */
.main-container {
  max-width: 1200px;
  width: 100%;
  margin: 2rem auto;
  padding: 0 1.5rem;
  flex: 1;
  display: flex;
  flex-direction: column;
  gap: 4rem;
}

.section-block {
  scroll-margin-top: 100px;
}

/* Hero Section */
.hero {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 3rem;
  align-items: center;
  background: var(--card-bg);
  padding: 3.5rem;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  border: 1px solid var(--border-color);
}

.hero h1 {
  font-size: 2.75rem;
  line-height: 1.2;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 1.2rem;
  letter-spacing: -0.03em;
}

.hero-description {
  font-size: 1.15rem;
  color: var(--text-muted);
  margin-bottom: 2rem;
}

/* Buttons */
.btn-group {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0.85rem 1.8rem;
  border-radius: 50px;
  font-weight: 600;
  text-decoration: none;
  transition: var(--transition);
  cursor: pointer;
  border: 2px solid transparent;
}

.btn-primary {
  background-color: var(--primary);
  color: white;
}

.btn-primary:hover {
  background-color: var(--primary-hover);
  transform: translateY(-2px);
  box-shadow: 0 6px 18px rgba(15, 74, 80, 0.25);
}

.btn-outline {
  background-color: transparent;
  border-color: var(--primary);
  color: var(--primary);
}

.btn-outline:hover {
  background-color: var(--accent-light);
  transform: translateY(-2px);
}

/* Hero Card Feature Box */
.hero-card {
  background: linear-gradient(145deg, #0f4a50, #165b63);
  color: white;
  padding: 2.5rem;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  position: relative;
}

.stat-badge {
  background: rgba(255, 255, 255, 0.15);
  display: inline-block;
  padding: 0.3rem 0.8rem;
  border-radius: 6px;
  font-size: 0.8rem;
  font-weight: 600;
  margin-bottom: 1rem;
  text-transform: uppercase;
}

.hero-card h3 {
  font-size: 1.4rem;
  margin-bottom: 1.5rem;
  color: #ffffff;
  line-height: 1.4;
}

.hero-features {
  list-style: none;
}

.hero-features li {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 1rem;
  font-size: 0.95rem;
  color: #e0f2f1;
}

.hero-features span {
  color: var(--accent);
  font-weight: bold;
}

/* Headings */
h2 {
  font-size: 2rem;
  color: var(--primary);
  margin-bottom: 0.5rem;
  font-weight: 700;
}

h3 {
  font-size: 1.3rem;
  color: var(--primary);
  margin-bottom: 1rem;
}

.page-header {
  margin-bottom: 1.5rem;
}

.subhead {
  font-size: 1.15rem;
  color: var(--text-muted);
}

.effective-date {
  font-size: 0.9rem;
  color: var(--text-muted);
  margin-bottom: 1rem;
}

/* Feature Cards Grid */
.features-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 1.5rem;
}

.feature-card {
  background: var(--card-bg);
  padding: 2rem;
  border-radius: var(--radius-md);
  border: 1px solid var(--border-color);
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
}

.feature-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  border-color: var(--accent);
}

.feature-card .icon {
  font-size: 2rem;
  margin-bottom: 1rem;
}

.feature-card h4 {
  color: var(--primary);
  margin-bottom: 0.5rem;
  font-size: 1.15rem;
}

/* Contact & Info Sections */
.contact-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 1.5rem;
  margin-bottom: 1.5rem;
}

.contact-card {
  background: var(--card-bg);
  border: 1px solid var(--border-color);
  padding: 1.5rem 2rem;
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  gap: 1.5rem;
  box-shadow: var(--shadow-sm);
}

.contact-icon {
  font-size: 2rem;
  background: var(--bg-color);
  width: 50px;
  height: 50px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
}

.contact-card strong {
  display: block;
  color: var(--primary);
}

.contact-card a {
  color: var(--primary);
  text-decoration: none;
  font-weight: 600;
}

.address-block, .about-text, .address-card, .legal-section {
  background: var(--card-bg);
  padding: 2rem;
  border-radius: var(--radius-md);
  border: 1px solid var(--border-color);
  box-shadow: var(--shadow-sm);
}

.about-grid {
  display: grid;
  grid-template-columns: 2fr 1fr;
  gap: 1.5rem;
  margin-bottom: 1.5rem;
}

.divider {
  border: 0;
  border-top: 1px solid var(--border-color);
  margin: 1.5rem 0;
}

.small-text {
  font-size: 0.9rem;
  color: var(--text-muted);
}

/* Footer */
.footer-note {
  background: var(--primary);
  color: #b0bec5;
  text-align: center;
  padding: 1.5rem;
  font-size: 0.9rem;
  margin-top: 4rem;
}

/* Mobile Responsiveness */
@media (max-width: 900px) {
  .hero {
    grid-template-columns: 1fr;
    padding: 2rem;
  }
  
  .about-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 600px) {
  .navbar {
    flex-direction: column;
    gap: 1rem;
  }
  
  .nav-links {
    gap: 1rem;
  }

  .hero h1 {
    font-size: 2rem;
  }
}

/* Eyebrow Tag & Headers */
.eyebrow-tag {
  display: inline-block;
  color: var(--accent);
  font-weight: 700;
  font-size: 0.85rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 0.8rem;
}

.text-center {
  text-align: center;
}

.section-title {
  margin-bottom: 2.5rem;
}

/* How It Works Section */
.how-it-works {
  margin-top: 4rem;
  background: var(--card-bg);
  padding: 3.5rem 2.5rem;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border-color);
  box-shadow: var(--shadow-sm);
}

.steps-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 2rem;
}

.step-card {
  position: relative;
  padding: 1.5rem;
  background: var(--bg-color);
  border-radius: var(--radius-md);
  border: 1px solid var(--border-color);
}

.step-num {
  font-size: 2.5rem;
  font-weight: 800;
  color: var(--accent);
  line-height: 1;
  margin-bottom: 0.75rem;
}

.step-card h3 {
  font-size: 1.2rem;
  color: var(--primary);
  margin-bottom: 0.5rem;
}

.step-card p {
  font-size: 0.95rem;
  color: var(--text-muted);
}

/* Footer Additional Styling */
.footer-sub {
  margin-top: 0.5rem;
  font-size: 0.85rem;
}